What is RFID wallet ?
RFID technology has been around for over 15 years. Arrived at maturity, it is now used massively in various industrial sectors : pharmaceutical, RFID in logistics , distribution, and obviously Fintech. While some bank cards incorporate this technology, they are not all equipped. Those who dispose of it allow their user to pay without contact and are therefore marked with a logo. The banks that supply them often highlight their brands.
" Great Credit Card Robbery " : the threat to / from massive banking data theft wallet anti RIFD theft .
If a thief can act at a distance of 10 to 200 meters , why not get an RFID wallet ? Yes, the solution seems logical . But , because there is a but, the manufacturers have already thought about this eventuality and integrated a chip protection and pin code. Let's not forget the fact that the stored data appear encrypted for the one who happens to sniff them. Moreover, the contactless payment is generally conditioned by a rather low ceiling defined by the banks : 50 or 100 euros. The number of possible transactions is limited and you will have to pay by physically inserting your card to validate payments that exceed this limit.
In principle, a RFID Long Wallet for woman or man protects you from " sniffers " , devices that you can make yourself from the tutorials found on the Web. However, having to get close to the victim and be interfered with by other devices such as clothing labels can make it difficult.
RFID wallet : experts doubt its effectiveness.
Especially as Roger A . Grime explain for Info world , mobile contactless payment is more successful : " Apple Pay had more users and adopters on its first launch day than there are RFID bank cards active on the market". The service is also " more secure, " he says .
According to him, the anti RFID wallet (or RFID blocking wallet ) does not protect against the real threat that is the theft of banking data . It is no longer a question about robbing someone by taking the risk of being caught with the required equipment. Indeed, cameras are increasingly present in public spaces. Criminals want to be able to store several million bank cards in their database.
The anti RFID cool men wallets can protect against an attempted data theft. Bold criminals can always try it, you never know. " But it turns out that an aluminum foil makes it possible to obtain the same result more or less. "
The question is more problematic when it comes to avoiding identity theft since the chip contained in a document of this kind or in car keys. Here again, the practice is complicated to implement. The most suspicious will have an anti RFID portfolio , because everyone exercises his right in view of this technology. And, then let's not forget the aesthetic factor of the RFID wallet !
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